As of March 2018, 75 countries are using the IBAN numbering system. An IBAN consists of up to 34 alphanumeric characters comprising: a country code; two check digits; and the basic bank account number (BBAN) which can be up to 30 alphanumeric characters that are country-specific. For example, one of the bank in Indonesia now allows you to talk directly to the staff through video call when you open an account through the mobile application. Options of Bank in Indonesia Indonesia’s Financial Services Authority ( Otoritas Jasa Keuangan ) listed 119 active banks in Indonesia per March 2019. Citibank - will accept either an SSN or an ITIN². Wells Fargo - if you don’t have an SSN or ITIN, you can provide evidence of nationality or residence by providing a government-issued ID instead³. Chase - will accept either SSN or ITIN, or a valid form of ID instead⁴. Bank of America - will accept an ITIN⁵. The first part of any IBAN is a two-letter country code, followed by a two-digit check code, then a four-letter or number bank identifier code. And then, like with any other banking system, there is a six-digit sort code followed by an eight-digit account number, which is also known as a Basic Bank Account Number (BBAN). For example: .

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